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Terms related to security in the electronic banking

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 C

Certificate:
Digital document issued by an independent organization that guarantees the identity of the systems and people in the Internet. The security of the certificate is protected by cryptographic techniques.

Content Filtering:
Set of technologies that allow to control the information transmitted by Internet services. The Content Filtering is used to block e-mail-sent viruses, and also to control children access to Internet, etc.

Cookie:
Information sent by an Internet server to the browser. It is given back later in each new connection. They can be used with legitimate intentions, like the  user identification, but also for malicious aims, such as the unproper storage of browser navigation paths.

Chained E-mails
They are e-mail messages where the user is asked to resend it to other people, and this people will resend them as well. They are the possible sources of many problems related to e-mails, since they sometimes contain false news, or hoaxes than can carry viruses.

Cryptography:
Discipline that takes care of the security of the storage an information transmission.

 

 D

Denied Service
Informatic warning that disables a person to continue browsing a Web Page, without affecting the information contained in a system. This refusal can appear as an effect of the net saturation or the access blocking for the computer.

 

E

Encoding:
Codification of data by  diverse mathematical techniques that guarantee their confidentiality in the transmission.

Electronic Signature:
Digital Information associated to a specifical operation performed in the Internet, that along with certificates, allows to guarantee the identity of the participants in a transaction.

 

F

Firewall:
System that controls computers and services that can be accessed inside a network. It can be a specialized system or an installed program (personal firewall). When this control is performed in the transmited information and not simply on the connection the used system is a Proxy.

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 G

 

I

Intrusion:
Computer interference in which the attacker is able to obtain a complete control on the machine. During an intrusion the attacker can obtain and modify all the data inside the machine, alter its operation and even attack new computers.

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 M

Malicious code:
Any program with an annoying, malevolent or illegal intention. They are designed generally to execute itselves without the intervention of the user.

 P

Pharming:
"Pharming" is the term used when speaking of a criminal practice in Internet in which the traffic of a Web site is detoured towards another one of similar appearance, in order to deceive the users to obtain names and access passwords; that will be registered in the data base of the false site.

Password:
Set of letters, numbers symbols, and/or even phrases, used to authenticate users in a computer system. In order for the passwords to be effective it is necessary for them to be difficult for an attacker to guess.

Personal Firewall:
A program installed in a computer that controls exclusively the access to it. It is usually used in domestic computers with a direct connection to Internet.

Phishing:
Attacks that use false e-mail messages and fraudulent servers with the intention to deceive the users of Internet services. In the case of the financial organizations, the objective is to make the users disclose their data, like credit card numbers, password, or their PIN access numbers.

Proxy:
Informatic system that serves as an intermediary between a system and another one through Internet, in order to accelerate the access to Internet and to filter the contents that has been accessed, as well to protect the systems avoiding the direct communication between them.

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 S

Social Engineering:
Techniques that try to attack the security of the computer systems deceiving their users and administrators. The majority of the techniques of social engineering are similar to frauds.

Spyware:
Malicious or deceptive applications that are installed along with other programs downloaded by the user. This type of programs can execute different actions: some are dedicated to compile information of the system in which they are installed to send it through Internet; others are dedicated to continuosly show advertising messages, or to modify the visualized pages including non-existing connections to the original one. All these actions are hidden behind false authorizations. For this reason the user is rarely aware of it.

Spam:
Unwanted commercial e-mails sent over the Internet. The content volume of the Spam can difficult notably the use of e-mail services.

T

Tap Napping
Type of phishing attack that take advantage of the multiple tabs that you open in your browser. The tap napping process take advantage of the fact that Internet users are convinced that pages open in tabs remains unchanged when accessing other Internet services.

Trojan:
Malicious code hidden inside another useful and apparently inoffensive program. The trojans can be included with known programs, so it is necessary to be aware of the source from where the software is obtained.

V

Virus:
Is the best  known malicious code. Is a program that copies itself inside other programs and tries to reproduce the maximum number of times. Although not always is this way, the majority of the time, the virus, alters or destroys the information of the systems in which it is executed.

W

Worm:
Kind of malicious code that has as main characteristic to copy itself from system to system all over the Internetés de internet.

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For more information contact us:
ServiciosBancaElectronica@bancobcr.com

 



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