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 General Advices of Security

General Security Advices


If you receive information requesting or giving instructions to visit a Web site, to install a software or to following some procedure, ignore the message and report it immediately to the BCR Customer Support telephone number 2284-6600 or send us an e-mail to: ServiciosBancaElectronica@bancobcr.com.

  • Take care with Phishing (false messages): See
  • Take care with Spyware software (spy software): See
  • Do not let deceive with Social Engineering: See  

 1- Take care with Sitesphone calls or false text messages ("Phishing", "Vishing", "Smishing"):

PHISHING is the creation of false Sites in Internet (similar copies of a real Web Site). An e-mail is sent to the user affirmed to be a related company, for example your bank with a message threatening or motivating , for example:

"Your user name has expired, please enter and modify your key of access, if you don´t do it, the BCR will not become responsable."

"You have been including in the sweeps "A million of Colones", please enter and activates your participation."

The e-mail includes a link to do click, which sends to the user to the false Site.

Another form is to create Web Sites with similar address (domain names), instead of www.bancobcr.com, as: www.bancbcr (note that the lack of the letter "o" in Bancbcr) or www.bancodecostarica.com; this awaiting that the user digite those directions by error, consequently will enter itself of a false Site where its key is captured.

Besides the false Sites the swindlers use other two known techniques of deceit like: "VISHING" and "SMISHING" which consist of realizing telephone calls or the send of SMS messages, where they request and convence to the users to give them confidential information as account number, PIN, access key, code of security and others with which later they can carry out the fraud.

Warning: 

  • To enter to the Web Page type yourself the address in the browserand verify that it is the correct electronic address.
  • Never do click in a link received by e-mail.
  • Never gives to anybody confidential information as account number, PIN, key of access, code of security, neither by e-mail, nor by telephone, SMS messages, fax, or personally, nor by no other means, exists no justification so that somebody asks for this information to you, the BCR will NEVER  ask for this information to you. 
  • Keep an updated log book (access binnacle) of your transactions and each time you log on verify the date and hour of the last connection to easely spot any unauthorized access.

How to act?

If by error you entered to a false Site or you gave your key of access, enter to the official Site of the BCR www.bancobcr.com and blocks your user access, entering erroneously the key more than 3 times.

If besides the access key you gave to your PIN number or another information calls immediately to the BCR and solicit the block and cancel your card, because with this information will be able to return to register itself in Internet although you have blocked your account.

Before any suspicion you can call to the Customer Service at 2284-6600 (24 hours)

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 2- Take care with the Spyware software:

Spyware software is a system that is distributed by Internet, is commonly loaded in the equipment without the consent of the user and  can read the information stored in its computer and send it by the Internet to Web sites controlled by unscrupulous people.

The information is captured (like access keys) and it´s send to somebody in the Internet.


¿How the software can be installed without the knowledge of the client?
 
The software works similar to a computer virus, can be received in an e-mail, be acquired when entering a Web Site, or when installing shareware sofware that apparently realizes a function and in fact it realizes another one.
 

Warnings:

·         Do not make banking transactions from computers or wireless networks of public access as Internet cafes, restaurants, libraries, airports or others, if you not be sure that they count on the suitable security systems.

·         Installs in your computer an Antivirus softwate  and Antispyware software and keep it updated.

·         Installs a Personal Firewall Sofware or detection and prevention of intruders. If your computer have a Windows XP operating system; this already has on a basic system that can be activated. If you want to know how you can to do it can review the following guides:
http://www.microsoft.com/windowsxp/using/networking/learnmore/icf.mspx

·         Avoid to download systems or applications of doubtful origin, such as free programs with massive messages.

·         Avoid to enter unknown Sites  or dedicated to prohibited activities (pornography, hacking, etc.).

·         Do not open attached archives received by e-mail of unknown or met people but that did not hope.

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 3- Do not let deceive with Social Engineering:

Social Engineering isway of deceit used by people with high degree of convictionthey select and study a victim (residence, work, family, expenses, preferences) to convince his/her to facilitate information.
 

Characteristics:

  • These people have a natural gift of conviction.
  • They pretended to be a employee of the Bank that realizes a survey or offer prizes.
  • They will give personal data of numbers of your accounts.
  • They prtended to be a manager, chief or executive.
  • They dress very elegant.
  • They mention to be referred by another functionary.
  • They try to gain your friendship, they are charming to obtain greater data.

Warnings:

  • To DISTRUST.
  • Do not give information or realizes proceedings under pressure.
  • Follows the procedures

Do not open banking accounts to third-parties, nor gives your accounts to realize money transfers that are not strictly personal; you could be collaborating in the commission of a crime.

REMEMBER:
The BCR never will ask by e-mail, telephone, P.O. Box, neighter personally personal data, confidential keys or secret numbers that are only for your personal use.

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For more information contact us:
ServiciosBancaElectronica@bancobcr.com

 



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