Loan for Consumption as per Profile
Investment Plan:
- Personal expenses
Main Loan Features:
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Currency: |
In Colones |
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Minimum financing amount: |
Equal to $200.00 |
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Maximum financing amount: |
Profile 1 and 2 up to accrued $2.000,
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Profile: |
Profile1: Salary earner with at least one year of employment and salary is deposited in a BCR account for same term. Profile2: Salary earner with at least one year of employment with no BCR account deposit but BCR customer with semester average in the amount of or higher to ¢100.000.00 Profile3: Retired individuals who receive pension through BCR account deposit. |
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Commissions: |
1.5% formalization commission |
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Term: |
3 years |
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Max financing percentage: |
Upon payment capacity |
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Max debt level: |
10pp are added if salary earner and salary is deposited in BCR account. 10pp are added if 10 day in advance payment as per SUGEF during last twelve months. |
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Guarantee: |
No guarantee |
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Interest Rates: |
21% Salary earners and retired
individuals with BCR account deposit. |
Other conditions:
- Loan payment through automatic charge.
- BCR group life insurance, whenever the deal is with retired individuals, he must select a Voluntary Insurance (essential).
- Payment date last day of the month.
- Disbursement term of 24 to 72 hours if customer is not enrolled.
For Foreigners:
Permanent Resident – Free of condition
- Submission of residence card copy with name and signature of officer where certifies he reviewed original document.
- Upon amount and age, requirements are the same as for Costa Rican citizens (review chart of insurance capability requirements).
Temporary Residents– Passport- Refugees
- Must take all E tests:
Medical test, urinalysis, electrocardiogram, cardiovascular assessment, Elisa Test, fasting glucose test, SGPT and SGOT transaminase tests, gamma-glutamyl transpeptidase, total bilirrubin/direct and indirect, creatinine, ureic nitrogen, total cholesterol and high density cholesterol (HDL), triglycerides, confidential report, CPA certification which indicate income amount per year of previous immediate year, economic activity of other income if applicable.
Request now your loan in any of our BCR Branches
Interest Rate Liability Disclaimer
Interest rates are object to change at any time without previous notice due to financial market changes. For such a reason, information included in current web site is for reference purposes only. Any rate related to a specific transaction or business, shall be the effective rate as of formalization date.
For further information regarding interest rates, please call Customer Service Department at (506) 2284-6600 or write to ServiciosBancaElectronica@bancobcr.com.