Housing Loan for Social Interest
- Legible and valid
two-sided copy of the identification documents for all participants
(debtor, co-debtor and guarantor).
- Utility service receipt
or any other document for address verification.
Income related documents:
- Original salary certification for all participants, which does not exceed a
month as of issue date. Such said salary certification must indicate gross
and net salary, time in the company, position, and that salary is free of
liens and restrictions.
- If debtor or guarantor receives income for his own business, he must submit
a CPA income certificate of one year minimum. Additionally, he must submit
last twelve bank statements and if not available, business invoices or other
income support documents for last year. Last, he must submit copy of
affidavit on income statement for tax purposes for same period included in
- Current copy of the social
security employer slip for all participants.
- A certified copy
of the cadastre plan issued by the Cadastre Office of the National
Registry. This process may
experience delays in the event that modifications that National Registry
shall carry out.
- Registry report
for property in guaranty issued by the National Register. This process may experience
delays if modifications need to be carried out by the National Register.
- Purchase option
– property sell, if applies, should have an effective term of
least 90 days.
- Tax municipal
- Debtor, co-debtor
and real estate owner civil status certifications (issued by the Civil
Register), with effectiveness term of one month.
- Civil status
certification for all household members older than 15 years; in case of
separation or free union, it shall be submit an affidavit.
certification from all household members older than 15 years who work.
certification issued by C.C.S.S. for all household members.
certification for all household members.
- Life Insurance.
- Current legal
certification, if corporation is a participant in the process, vendor or
owner of the property to purchase using this loan.
- Maps, drawings
and budget. Both documents must be signed by an architect or engineer
incorporated to the corresponding professional association. (Just
applied for construction).
Complementary documents to submit with the first disbursement:
construction plan/drawings by the Colegio Federado de Ingenieros y Arquitectos, including all necessary seals and
Forms to be completed:
- Application Form. Download your form here
- BCR Know Your
Customer Form including complete information and duly signed by the
applicant (only applies to people who are currently not customers of the
Bank). Download your form here
- BCR utility
service automatic charge form. Download your form here
- SUGEF information
request form (two by participant), except for loans less than or equal
to ¢ 3 million. Download your form here
complete loan-bonus application form including all requirements will be handed
at any BCR branch.
rates are object to change at any time without previous notice due to financial
market changes. For such a reason,
information included in current web site is for reference purposes only. Any rate related to a specific
transaction or business, shall be the effective rate as of formalization date.
further information regarding interest rates, please call Customer Service
Department at (506) 2211-1111 or write to CentroAsistenciaBCR@bancobcr.com