Documents to be
submitted by customer:
two-sided photocopy of loan participants (debtor, co-debtor, guarantor)
which must be effective.
CCSS employer contribution receipt of participants
- Utility bill for address verification
- Income certificate:
salary income certificate of each participant as of
a month of issuance. Certificate
must include gross and net salary, employment time, position and information
on seizures or embargoes.
debtor or guarantor receives income for his own business, he must submit a
CPA income certificate of one year minimum. Additionally, he must submit last
twelve bank statements and if not available, business invoices or other
income support documents for last year. Last, he must submit copy of
affidavit on income statement for tax purposes for same period included in
- New auto: Proforma Invoice.
auto: circulation tax card photocopy and vehicle revision receipt,
register certificate of auto, appraisal payment and civil status
certificate of loan participants (issued by Civil Registry).
the event that is a used auto, a guarantor who meets effective
regulations requirements must be added.
If guarantee is
mortgage, please add:
- Appraisal payment.
report of guarantee item issued by Public Registry. Process could be
delayed before any modification which must be made in Public Registry.
certified copy of cadastre map, issued by Cadastre Office of Public
Registry. Process could be
delayed before any modification which must be made by Public Registry.
the event that purchaser is a corporation, and it is the only corporate
attorney, a copy of shareholder agreement duly registered for loan
authorization must be submitted.
- Municipality tax certificate.
Documentation which must be submitted (given by BCR officer):
form with complete information and duly executed by applicant.
your customer” form duly filled out and executed by applicant (it
applies for those individuals who are not regular BCR customers)
duly executed on debt accrual with BCR equal or higher to $500,000.00 or
equal amount in colones.
Group life insurance policy. Whenever debt accrual is in the amount of
¢25,800,001 to 51,600,000, submit the PAG form and whenever higher
to ¢ 51,600,001, submit form (No.13), Medical test application.
Information request form duly executed.
Interest rates are object to change at any
time without previous notice due to financial market changes. For such a reason, information
included in current web site is for reference purposes only. Any rate related to a specific
transaction or business, shall be the effective rate as of formalization
For further information regarding interest
rates, please call Customer Service Department at (506) 2211-1111 or write