be submitted by the customer:
and valid/updated two-sided copy of identification card, of the
participants (debtor, co-debtor and guarantor).
of current social security employer’s slip of all participants.
service bill or any other document for address verification.
- Income related documents:
- Original salary certification of each
participant, as of a month issue date. Such certification should indicate
gross and net salary; time worked for the company, position in the company
and verification that salary is free of liens and restrictions.
- If the debtor or one of the co-debtor receives income from own activities;
should submit income certification from an authorized public accountant (in
case the income is higher than $500 a month) or income certification from a
- Appraisal payment.
the guarantee belongs to a corporation and there is only one legal
representative of the company, he should submit a Charter Act of the
Board of Directors dully registered, authorizing loan.
certified copy of the cadastre plan, issued by the Cadastre Office of
the Public Registry. The process can suffer delays, in the event that
modifications might need to be performed at the Public Registry.
report of the goods in guarantee issued by the Public Registry. The
process can face delays, upon modifications that might be performed at
the Public Registry.
- Tax Municipal Certification.
status certification of the debtor and the owner of the real state
(issued by Civil Registry), whose date of issue does not exceed one
Forms that need to be completed:
(should be provided by BCR personnel)
Form with complete information and dully signed by the applicant.
request of information Form dully signed.
Know your customer form, with complete information and dully signed by
the applicant (applies to people who are currently not BCR customers).
of economic group interest dully signed by the applicant, when accrued
debt with BCR is equal or higher than $500,000.00 or its equivalent in
fill out the BCR group life insurance policy form. In the event the accrued debt
amount is in the quantity of ₡75,000.01 to ₡100,000.00
or $140,001 to $200,000 and the individual age is between 18 to 65 years
old, submit the PAG form; whenever the amount is greater than ₡100,000,000
or $200,000 please submit No. 13 form: Medical test Application.
- If individual is 66 years old or
older, or the accrued debt or amount requested is up to ₡20,000,000
or up to $40,000 you must submit the V7 form; in the event that amount
is between ₡20,000,001 to ₡100,000,000 or between
$40,001 to $200,000, please
submit No. 13 form: Medical test Application.
Note: The accrued amount includes both BCR
debt and debt to other entities.