BCR Pensiones at your service!

Enjoy tax requirements for exemption from income and social security!

Pension Plans Voluntary are banking products that offers you, an excellent opportunity to invest and saving money on a medium or long term, with attractive rates, which main purpose is to make a better life quality at retire moment. Meanwhile, you can withdraw money every just 5 years and a half and the equivalent term of 66 bets, you also can make early withdrawals before 57 years old.

Also, you can enjoy free duty tax with your pension plans bets, because the Worker Protection Law, permits considering them as deductible expenses from income tax and CCSS Social Security contributions with a maximum top of 10% on your income, what you generate more liquidity and makes the plan, a cheaper option of saving compared to other products. If you want a simple calculation to verify the amount of benefit you get when you buy a voluntary pension plan, we invite you to access the archive here.

Some characteristics:

• You can choose a Pension Plans in colons or US dollars.
• Minimal bets for colones are 5.000.00 or US$10.00.
• You can make a bet modification every time you need.
• All Pension Plans accounts are protected: can not be seized, have any kind of legal charges.
• Administration charge of the Pension Plans account is 10% on the monthly earnings.
• Monthly bets can be charged to your personal savings o checking accounts.
• Beneficiaries can be designated.

If you need personal consultancy, can write to e-mail bcrpensiones@bancobcr.com or call us at 2287-9075 and we will gladly assist you.

Is a pleasure to serve you!

Access the Pre-enrollment Form Here