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Types of Mutual Funds

A Mutual Fund is an asset made up by the savings of a group of investors called participants.  This is managed by an investments expert: BCR Management Company of Mutual Funds.

It responds to the "principle of collectivity" that is, joint efforts to achieve profits or earnings that individually would be difficult to reach in the stock market.

Mutual funds are portfolios comprised by different combinations of securities in accordance with the investment policy of each prospectus and owned by the fund participants and are subject to a sole and final tax of 5%.

The prospectus is a document that describes one by one the performance characteristics, risks and fees associated with each mutual fund. Thus, reading it is important before making any investment decision.

Please ask your mutual funds advisor or broker for the Investor’s Profile Form; this is a tool that will guide you in making decisions, evaluating your tolerance to different levels of risks associated to our funds.

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Money Market Mutual Funds (short-term)

Income Mutual Funds

Real Estate Mutual Funds

Real Estate Development Mutual Funds

Money Market Mutual Funds (short-term)

These funds are aimed at conservative investors since they provide temporary investment of resources in a portfolio of short-term securities.

It is an ideal tool to manage cash flows of businesses and achieve short-term profitability on people’s idle resources, while they effect a payment, purchase or close a particular business.

BCR Mutual Funds offers different options in local and foreign currency, from the local and international market and from the public and private sectors.

  • BCR Short Term Colones  |  See
  • BCR Mixed Colones  |  See
  • BCR Liquid International Dollars  |  See
  • BCR Dollar Liquidity  |  See

Income Mutual Funds

These funds are aimed at moderate investors as their investment horizon is the medium and long term in Costa Rican Colones and US Dollars.

As its name implies, these are funds that seek to deliver a regular income among its participants, the distribution of returns for this type of funds at BCR is quarterly.

  • BCR Quaterly Colones  |  See
  • BCR Quaterly Dollars  |  See

Real Estate Mutual Funds

This kind of fund is aimed at investors with a bigger aggressive risk profile, with a high degree of expertise on stock and real estate market so as to be able to understand the techniques of asset management in collective investment portfolios

Real estate funds purchase completely built properties for rental purposes. These revenues correspond to the investor’s earnings after cancellation of costs and corresponding asset administration fees, taxes and commissions.

Investors who wish to participate in a real estate portfolio and in any capital gain initiative on these assets, resulting from their appreciation, understand that this is a long term initiative and thus will have to have a corresponding investment time horizon.

  • BCR Real Estate Fund Non Diversified  |  See
  • BCR Commerce & Industry Mutual Fund  |  See
  • BCR Real Estate Colones Fund   |  See
  • Real Estate Progress Mutual Fund  |  See
  • Real Estate Funds by Province  |  See

Real Estate Development Mutual Funds

Real Estate Development Mutual Funds are independent patrimonial allocations administrated by Management Companies of Mutual Funds, at sole risk and account of the participants, which primary objective is to invest in real estate projects at various stages of design and construction to completion and sale, or lease.

In addition, development funds can purchase properties to generate capital gains.

The real estate development funds are constituted as closed funds and are of restricted public offering in accordance with the Regulation on Public Offering.

These figures play an important role in the real estate industry, as they allow development of large real estate projects with funds from different investors.

  • BCR Real Estate Development Mutual Fund  |  See
  • BCR Real Estate Development Mutual Fund I  |  See
  • BCR Real Estate Development Mutual Fund II  |  See
  • BCR Real Estate Development Mutual Fund  III  |  See
  • BCR Real Estate International Development Mutual Fund   |  See

Telephones:  2520-8111  |  2520-8104

Fax:  2291-2500  |  2291-2502

E-mail:  bcrfondos@bancobcr.com

 



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