Transactional Accounts

 

Your company can rely on our transactional account to manage your money at sight and use your funds deposited in cash at any time, providing your operations flow with all the security and agility that your company requires. It is an at sight money management contract subscribed between the client and our financial entity, either in Colones or in U.S. Dollars.

Advantages and Characteristics:

·        Security in the deposited funds and versatility on its management.

·        Utilization of the complementary services of the transactional account, which include:

·        Tax payment.

·        Worker-employer contributions.

·        Corporate payroll payment.

·        Affiliation to Bancatel automated system (Consultation module and Negotiation Module,) which allows companies to carry out some banking management 24 hours a day, like balance consultation, securities consultation, accounted deposits, accounted checks, sending of statements of account by fax, counter-payment orders, temporal blocking of your transactional account, consultation of BCR checks that your company has received as payment (separating the funds immediately during three days) .

·        Teleban system. It is a mean of electronic communication where the clients have access to the Bank's transactional account's database and by means of a MODEM you can take a look at your account's movements, funds and archive transfers to reconcile your accounts; all this from your workplace, using of a computer.

·        Electronic payment of suppliers, by means of Teleban.

·        Affiliation to the auto-service system Personal Banking (Banca Personal,) to get on-screen or printed information of the services in the transactional account, VISA Card, and other.

·        Night mailbox availability, so you can make your deposits on your transactional account, without long waits, out of standard schedule hours.

·        Purchase, sale and settlement of foreign currency.

·        Deposits can be in cash, national checks, foreign checks, and some other securities.

·        More than 75 branches around the country, with an integrated system of transactional accounts, which makes much easier all your operations, no matter at which office you are.

·        Possibility of using the Crossed Account System (Sistema de Cuenta Cruzada) for a better protection of your funds.

·        Counter-order payment service to block stolen or lost checks.

·        Automatic charges for the payment of the telephonic service, P.O Box , credits, among others.

The Accounts in Euros offer:

·        Security to clients, so they can fulfill their obligations abroad .

·        Deposits to the client's account, either with cash or checks.

·        Drawings abroad.

·        Traveler checks exchange.

·        International Transfers.

·        Payments in euros abroad.

·        Atractive interest rate payment

Opening Requirements

 

For more information, contact your account executive, who will gladly assist you and will coordinate the proceedings for the registration of your company or, if you wish, contact us, (see contacts ) or e-mail us, and we will process your application.

Telephone: (506) 2284-6600
E-mail: ServiciosBancaElectronica@bancobcr.com